Small Business Utilizing Smarter Solutions
Discover peace of mind in insurance risk mitigation with trusted advisement, assessments, and innovative strategies to address emerging risks.
You don’t know what you don’t know.
In today’s digital world, your small business has incredible opportunities for growth and innovation. But with great potential comes new challenges:
%
of cyber attacks target small businesses.
%
of small companies go out of business within six months of a cyber attack.
The average cost of a data breach for companies with less than 500 employees.
The threats are real, but so are the solutions. Let’s transform these risks into a roadmap for your business’s resilience.
At BHR Strategies, we believe that knowledge is power.
Empowering informed decisions to help leaders protect what matters most through…
Comprehensive Risk Assessment
We assess your current insurance policies, pinpoint potential exposures, and identify coverage gaps.
Customized Solutions
Simplified Process
We empower informed decisions to help you protect your assets and revenue as operations scale. We handle go-to-market complexities, offering clear options and efficient implementation while minimizing demand on your time.
Warrior in Heels
With over 24 years of experience in the insurance industry, April has cultivated a deep expertise in enterprise risk mitigation, with a dedicated focus on addressing cyber exposures and crafting tailored solutions. Her mission is simple: to protect what matters most before the unthinkable happens.
Here’s how:
Simplify the Complex
We help you understand complex language and requirements, delivering clear, actionable insights that are straightforward and practical to implement.
Customized Solutions
No one-size-fits-all here. We tailor our strategies to your unique business needs.
Ongoing Partnership
As your business evolves, so do your risk mitigation needs. We’re with you every step of the way.
the protection process
Assess
We conduct a thorough review of your current insurance policies and risk management strategies.
Analyze
Our team identifies gaps in coverage and potential vulnerabilities specific to your business.
Recommend
We present custom-tailored solutions, breaking down complex information into easy-to-understand options.
Implement
Once you’ve made your decision, we guide you through the implementation process, ensuring seamless protection.
What Sets Us Apart
Discover Our Unique Approach to Risk Management
Leader-Focused Risk Insight
Our work supports executive decision-making—not just insurance buying. We translate policies, contracts, and exposures into plain language that aligns with your business goals.
Clear, Carrier-Neutral Guidance
We’re not tied to any insurer or commission model, which means we focus solely on what makes sense for your business strategy and operational risk—not product placement.
Complementing Your Coverage Strategy—Broker or Not
We compliment—not compete with—your brokers and carriers. Whether you’re already working with a broker or managing coverage on your own, we support your decision-making process with structure and clarity. Think of us as your strategic prep team: helping you ask critical questions, spot potential exposures, and make renewal conversations more productive.
Beyond the Binder: Exposure Reviews + Elite Advisory Access
Insurance is only one part of a holistic protection strategy. We review contracts, cyber policies, and vendor agreements to help identify potential gaps in risk transfer, compliance, or liability. As part of our process, we align with an exclusive network of trusted legal and cyber defense advisors to support operational security and reinforce the legal integrity of your risk strategy.
Designed for Growth-Stage Businesses
Your business is evolving—and so are your risks. We help ensure your protection evolves with it, without overwhelm, guesswork, or delay.
services
Strategic, straightforward offerings to bring clarity and control to your business insurance decisions.
Risk Clarity Checkup
Ideal for businesses preparing for renewal or expanding operations.
A one-time review of your existing insurance coverage, aligned with how your business operates today. We identify misalignments, gaps, or unnecessary overlap—then provide a clear, actionable summary to guide your next steps.
Cyber & Contract Exposure Briefing
Ideal for businesses relying on vendors, handling sensitive data, or using cloud-based systems.
We review your cyber policy and key vendor contracts to identify areas where your business may be exposed—especially through third-party risks or unclear contract terms. Includes tailored guidance and referrals to legal or compliance experts if needed.
Renewal Ready Support
Ideal for businesses facing policy renewals, growth-related changes, or complex coverage questions.
Insurance renewals can be overwhelming. This service helps you review quotes, understand policy terms, and evaluate changes—all with clarity and structure.
speaking engagements
April Yearby is available for keynote speeches, workshops, and panel discussions on cyber risk management, insurance strategies, and building business resilience. Inspire and educate your team or audience with April’s passion and expertise.
Previous Engagements
WE’RE HERE TO HELP
Ready to protect what matters most? Get in touch with April and the BHR Strategies team today.
get in touch
Ready to protect what matters most? Get in touch with April and the BHR Strategies team today.